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When is your trip?

Prior to departing for your trip, your travel documents must indicate your Departure Date and Return Date.

Travel Start Date

The date you depart on your trip.

When Coverage Begins

Trip Cancellation coverage will be effective at 12:01 a.m. (Standard Time) on the date following payment to the Company of any required plan cost.

All other coverages will begin on the later of:
(a) 12:01 a.m. (Standard Time) on the scheduled Departure Date shown on the travel documents; or
(b) the date and time the Insured starts his/her Trip.

Travel End Date

The date you return home from your trip.

When Coverage Ends

Trip Cancellation coverage ends on the earlier/est of: (a) the cancellation of the Insured’s Trip or (b) the date and time the Insured starts on his/her Trip.

All other coverages end on the earlier/est of:
(a) the date the Trip is completed;
(b) the scheduled Return Date;
(c) the Insured's arrival at the Return Destination on a round Trip, or the
Destination on a one-way Trip;
(d) cancellation of the Trip covered by this Policy.

For further information we recommend that you read the 'Coverage Details' section in the Policy document.