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When is your trip?

Travel Start Date

The date you depart on your trip.

When Coverage Begins

Trip Cancellation coverage will be effective at 12:01 a.m. (Standard Time) on the date following payment to the Company of any required plan cost.

All other coverages will begin on the later of:
(a) 12:01 a.m. (Standard Time) on the scheduled Departure Date shown on the travel documents; or
(b) the date and time the Insured starts his/her Trip.

Travel End Date

The date you return home from your trip.

When Coverage Ends

Trip Cancellation coverage ends on the earlier/est of: (a) the cancellation of the Insured’s Trip or (b) the date and time the Insured starts on his/her Trip.

All other coverages end on the earlier/est of:
(a) the date the Trip is completed;
(b) the scheduled Return Date;
(c) the Insured's arrival at the Return Destination on a round Trip, or the
Destination on a one-way Trip;
(d) cancellation of the Trip covered by this Policy.

For further information we recommend that you read the 'Coverage Details' section in the Policy document.